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Small Business Loans Online

A SHORT TERM SMALL BUSINESS LOAN CAN GET YOU THE WORKING CAPITAL YOU NEED TO FUEL YOUR BUSINESS’S GROWTH. APPLY FOR AN OPALESCENT SOLUTIONS SMALL BUSINESS LOAN ONLINE AND GET FUNDED IN JUST 24 HOURS.

What is a
Small Business Loan Online?

Traditional lenders such as banks reject most short term small business loans and loans for smaller amounts. As an alternative lender, Opalescent Solution is able to provide a number of different types of small business loans online to help your business grow and prosper, including merchant cash advances, business lines of credit, alternative small business loans and collateral loans. Our alternative business loans are typically between $20,000 and $60,000, but start as low as $3,000 and reach as high as $500,000 depending on the needs of your business.

After you submit your initial one-page application, our knowledgeable Funding Advisors will reach out to explain all of your funding options. They’ll help you decide which option is best for your business, and will stick with you throughout the entire process if you have any questions.

Who Should Apply for a
Small Business Loan Online?

Alternative small business loans are ideal for:

  • Businesses looking to open another location

  • Businesses who want to purchase new equipment, furniture, supplies, or new/additional inventory

  • Businesses who want to upgrade to new technology

  • Businesses in need cash flow during a seasonal rush or slowdown

Alternative small business loans can benefit attorneys, medical practices, construction companies, restaurants, retailers, business services, and more. No matter what industry you operate in, our expert Funding Advisors will work closely with you to select the best funding option to help you achieve your business’s goals without sacrificing cash flow.

How Small Business
Loans Online Work

Small Business Loans Q&A

Is getting a small business loan online good for my business?

We provide small business loans online to help businesses reach their potential. It’s important to get a small business loan for the right reasons, such as taking advantage of opportunities to improve, expand, or grow your business.

Do I need a business plan to get a small business loan online?

We do not require a business plan to approve a small business loan. Instead, we evaluate the overall financial health of your business, as well as your business’s future potential, and will work with you to find the best funding solution.

What do I need to know before getting a small business loan online?

We recommend you know exactly how much funding you really need, and that you have a clear vision for how you intend to use the funds to improve, grow, or expand your business.

Do you require a down payment to get a small business loan?

We do not require a down payment. Small business loans are secured through collateral.