Retailer Funding

SMALL RETAILERS MAKING UP 98% OF ALL RETAIL FIRMS IN THE USA. HELP YOUR RETAIL STORE STAND OUT FROM THE COMPETITION WITH UP TO $500,000 IN FUNDING FROM OPALESCENT SOLUTIONS IN AS FAST AS 24 HOURS.

Fast, Easy
Retailer Funding You Can Trust

Getting the working capital your retail store needs from a traditional lender can be difficult. The process can take weeks or months, and many applications are denied because traditional lenders often consider retailers “high risk” due to factors like unpredictable consumer demand, sensitivity to economic conditions, and high competition from other retailers.

As an alternative lender, Opalescent Solutions can approve more retail store funding than traditional lenders, often in just one business day. We provide a number of different types of small business funding to help grow your retail business, with alternative retailer loans from as low as $3,000 up to $500,000. We fund all types of retail businesses, including salons and spas, specialty stores, clothing stores, convenience stores, and more.

How To Use
Retailer Funding

There are no restrictions on how you can use retail store funding from Opalescent Solutions. Retailer funding is typically best used for supporting growth initiatives that will increase your retail store’s revenue, such as:

Expanding to a new location or renovating your existing location
Creating a website to sell your products online
Stocking up on inventory ahead of a seasonal or holiday rush
Purchasing inventory in bulk at a lower price
Boosting your advertising by embracing multi-channel marketing
Creating a loyalty program such as personalized discounts
Investing in developing sustainable packaging
Offering experiential events in your space or sponsoring community events
Upgrading your point-of-sale technology

Alternative retailer funding can also help when you need a quick influx of working capital to meet the unique challenges of running a retail store, such as:

Seasonal demand
Growth of online retail threatening small retail outlets
High staff and customer turnover
Tough competition from other retailers
Changes in consumer behavior and preferences
COVID-19

How Retail Store Funding Works

Apply

Gather 3 months of bank statements and other records. For faster approval, grant us secure access to your bank account’s transactional data

Choose Funding

A Funding Advisor will reach out to you within 1 hour (during regular business hours) to complete your application & discuss your funding options.

Get Funded

Once you and your Funding Advisor determine what funding option works for your business, your funds can be approved and deposited within 24 hours.

Set Repayment

Payments will be automatically deducted from your business’s daily or weekly debit and credit card sales. Payment amounts will be based on your sales.

Apply

Gather 3 months of bank statements and other records. For faster approval, grant us secure access to your bank account’s transactional data

Choose Funding

A Funding Advisor will reach out to you within 1 hour (during regular business hours) to complete your application & discuss your funding options.

Get Funded

Once you and your Funding Advisor determine what funding option works for your business, your funds can be approved and deposited within 24 hours.

Set Repayment

Payments will be automatically deducted from your business’s daily or weekly debit and credit card sales. Payment amounts will be based on your sales.

Retail Store Funding Solutions

OUR FRIENDLY, EXPERT FUNDING ADVISORS WILL WORK WITH YOU TO DETERMINE WHICH FUNDING OPTION WILL HELP YOU ACHIEVE YOUR GOALS WITHOUT COMPROMISING YOUR RETAIL STORE’S CASH FLOW.

Merchant Cash Advance

You get working capital when you need it. receive percentage your daily weekly credit card sales until advance repaid.

Business Line of Credit

Borrow as much or as little as you need without the obligation of a fixed term loan. Draw and repay as you go, and only ever pay interest on the amount you've borrowed.

Collateral Loan

A secured loan that uses commercial real estate reduce risk. Because the loan is secured, you may be approved for larger loan amounts with lower rates and fees.

Will You Qualify for Retailer Funding?

Exact qualification requirements depend on the type of retail store funding you are seeking. Approval for retailer funding from Opalescent Solutions isn’t based solely on your credit score or financial history. Instead, we focus on the overall health of your retail store, including:

Business revenue
Cash flow
Vendor payment history
Years in business
Public records

Retailer Funding Q&A

How do get funding for retail store?

You can get funding for a retail store from traditional lenders like the SBA or a bank, as well as from alternative lenders like Opalescent Solutions. Alternative lenders have more flexible approval requirements that consider the overall health and potential of your business—not just your credit score—and offer revenue-based financing options that are more ideal for businesses with lower credit scores, such as merchant cash advances for low credit. Contact one of our Funding Advisors to learn more.

What do need to do to qualify for small business loan?

We have a very simple application process, with same day funding available. To get started, fill out our one-page application form or speak with a Funding Advisor.

Why should I consider an alternative lender for my retail store funding?

Most traditional banks consider retail stores to be high-risk and will not fund them. As an alternative lender, we have different approval requirements, and can approve funding for “high risk” industries. We can provide you with the funds you need to cover project expenses, labour, materials and more, often in less than 24 hours.

Retailer Funding

Fast, Easy
Retailer Funding You Can Trust